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RE/MAX Valley Real Estate Frequently Asked Questions.Buying Your Home.

Most Frequently Asked Questions

'Whom to Contact (Resources)'

Where Do I . . .

Where can I get information on agents to represent me?

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Where do I get information about finding a real estate attorney?
  • Contact your local Bar Association (Ohio), which may offer local referral services.
  • Also ask friends or your real estate agent for their recommendations. When you have several names, call each to find out about fees and their level of experience.
  • In Ohio, contact Real Estate Attorney Ohio.com
  • In the Mahoning Valley we recommend Attorney Anthony Gemma, 1st Title Escrow & Land Title Agency, 1040 South Commons Place, Suite 202
    Youngstown, Ohio 44514, (330) 726-2025.

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Where do I find an appraiser to estimate value?

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Where can I get a list of architects?
If you need an architect, contact a local chapter of the American Institute of Architects at 1735 New York Avenue, N.W.; Washington, DC 20006; (202) 626-7300.

Also contact friends or colleagues who have recently worked with an architect for referrals. Take the time to interview several before choosing an architect.

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Where do I get information about closing costs?

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Where do I get information on filing consumer complaints?

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Where do I get information on condos?

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Where do I get information on condo association laws?

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Where do I get information on co-ops?
For information on co-operative housing, contact the National Association of Housing Cooperatives,

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Where do I get information on consumer credit laws?

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Where do I get information about housing discrimination?

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Where do I get a copy of my credit report?
To request your free annual report under that law, you go to:

For a fee, people can request copies of their own credit report from the three major credit reporting agencies:

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Where can I go for help if I'm facing Foreclosure?
  1. Housing Not-for-profits:
    1. Homeownership Preservation Foundation, (888) 995-HOPE, www.995hope.org
    2. The National Fair Housing Alliance, (202) 898-1661, www.nationalfairhousing.org
    3. Coalition for Nonprofit Housing and Economic Development, (202) 745-0902,  www.cnhed.org
    4. Neighbor Works America, (202) 220-2300, www.nw.org
    5. Center for Responsible Lending, (202) 349-1868, www.responsiblelending.org
    6. Homefree Funding, (301) 891-8400 (866) OWN-2DAY,  www.homefreeusa.org
  2.  Government Agencies:
    1. Department of Housing and Urban Development, www.hud.gov
    2. HUD Housing Counseling www.hud.gov/counseling
    3. Save the Dream  (Ohio's Foreclosure Prevention Effort)
    4. MakingHomeAffordable.gov
  3. Government Sponsored Enterprises:
    1. Fannie Mae, www.fanniemae.com
    2. Freddie Mac, www.freddiemac.com

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Top 10 Tools For The Home Buyer
Whether you're a first time home buyer or an experienced real estate investor the tools outlined here can be invaluable:

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Where do I get information on homes with historic value?
For information about homes with historic value, contact the National Trust for Historic Preservation, Washington, D.C. at (202) 673-4000.

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How do I find government-repossessed homes?

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Where can I get a list of home builders?

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Where do I get information on housing market stats and trends?

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What are some resources for info on home improvements?
If you're getting ready to embark on a home improvement project involving contracting help, "Ready, Set, Build: A Consumer's Guide to Home Improvement Planning Contracts" lays out a road map for selecting the right contractor, obtaining competitive bids up to what to include in a contract. There also is information on consumer rights, liens and financing. (The book is available for $9.95 through Consumer Press and Women's Publications, Inc., Dept. SR01, 13326 Southwest 28th St., Fort Lauderdale, FL 33330-1102; (954) 370-9153.)
Also try these sources:

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How do I find a home inspector?

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How do I reach the IRS?
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Where do I get information on IRS publications?
The Internal Revenue Service publishes a number of real estate publications. They are listed by number:

Order by calling 1-800- TAX-FORM.
See IRS Publications and Forms on the web - IRS File Manager

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Where do I get information about being a landlord?
If you are a landlord and have questions, contact:

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Where do I get information on lease options?

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Where do I get information on who regulates lenders?

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Where do I get information on correcting loan payments and monitoring my ARM loan?
The following auditing services can do a thorough review of residential mortgages and ARM loans for lender calculation errors:
  • Mortgage Monitor; 1372 Summer Street, Samford, 06905; (800) AUDIT-USA. 
  • Loantech, (301) 762-7700.

    (These services come with a fee. You can avoid these fees if your  your lender will work with you to make your own accurate calculation.)

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Where do I get information on finding the best loan?

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Where do I get information on lock-ins?

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Where do I get information on manufactured housing?

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Where do I get information on mortgages?

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Where can I get a list of mortgage brokers?

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On Line Resources?
A compendium of our  favorite online resources to help you stay on course.

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Where do I get information on PMI?

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Where Do I Get Information on Remodeling

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Where do I get information on REITS?
Ask for information on real estate investment trusts, or REITs, from the National Association of Real Estate Investment Trusts, 1875 Eye St, N.W., Washington, DC 20006; (800) 362-7348.

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Where do I get information on the secondary market?
Two major secondary-market sources are

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Where do I get information on VA loans?

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Revised: 10/21/2016 .